PERSONAL LOAN
SPECIAL RELIEF INTEREST % FOR COVID-19
Check Eligibility
Max and Min Loan Repayment
MIN PERIOD: 2 MONTHS
MAX PERIOD: 120 MONTHS
MIN ANNUAL PERCENTAGE RATE: 1.5% PER ANNUM
MAX ANNUAL PERCENTAGE RATE: UP TO 10% PER ANNUM ON REDUCING INTEREST RATE
SAMPLE REPRESENTATION OF LOAN WITH MAXIMUM RATES:
TOTAL AMOUNT BORROWED: RM10,000
TIME PERIOD: 24MONTHS
INTEREST RATE : 1.5%/MONTH
ANNUAL PERCENTAGE RATE OF CHARGE(APR) : 10%
TABLE ABOVE ARE FOR ILLUSTRATION PURPOSE ONLY.
PLEASE CHECK WITH THE RESPECTIVE PERSONAL LOAN PROVIDERS
YOUR MAIN CHOICE
Our company’s financial loans include Personal Loans, Business Loans, Mortgages. Please know that our various financial services will meet and meet any of your financial needs.
- Recommended products are based on your needs and qualifications
- Personal Loans, Business Loans, Debt Consolidation Loans
For free for our customers - Blacklist, High Commitment, Eligible Self-Employment.
- We take care of everything for you!
What is Personal Loan?
A personal loan is an unsecured loan borrowed from a bank, credit union or online lender that you can use for any reason you have. Please be informed that you do not need any form of collateral for an unsecured loan. The tenure of the said loan can go up from 1 to 10 years and will have a set interest rate for a set amount of time. Repayment wise, you will have to pay monthly instalments, which will include the principal amount and the interest rate that is added. For more information about personal loan, click here.Â
What is Secured and Non-secured loan?
Personal loans are unsecured loans and are therefore not protected by any form of collateral, so if you happen to default on the loan, the lender is not able to automatically take your assets. Instead of having your property as a form of collateral to secure the loan, the bank looks at your creditworthiness and income. Meanwhile, a secured loan is protected with collateral (most of the time it is your property), it may have a lower interest rate but it can be riskier as you might lose your collateral if you are not able to make payments on time. However, if you would like to loan more than the bank approved, it may be possible to get a higher loan if you have collateral or a guarantor, but you need to check this in either the product disclosure sheet or terms & conditions or with a representative from the bank.
Can I get a Personal Loan if I am unemployed?
It’s possible but can be very hard to get a personal loan if you’re unemployed because all the banks will request to provide proof of income. Usually, the best loan terms and rates are often reserved for customers with a good credit history, and for those in employment.
- Fast Approval
- No processing fee
- No guarantor required
- 40% CashBack on Profit Rate
- Low Minimum Income
- Fast Approval
- Low Profit Rate
- Fast Approval
- Low Interest Rate